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	<title>Wolters Kluwer Law &#38; Business News Center&#187; Retirement, Pension &amp; Benefits</title>
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	<description>News Center</description>
	<lastBuildDate>Thu, 23 May 2013 14:48:07 +0000</lastBuildDate>
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		<title>FAQs From CMS Address Health Insurance Marketplace Issues</title>
		<link>http://news.wolterskluwerlb.com/news/faqs-from-cms-address-health-insurance-marketplace-issues/</link>
		<comments>http://news.wolterskluwerlb.com/news/faqs-from-cms-address-health-insurance-marketplace-issues/#comments</comments>
		<pubDate>Thu, 23 May 2013 14:46:39 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10101</guid>
		<description><![CDATA[The Centers for Medicaid and Medicaid Services (CMS) has issued a set of frequently asked questions (FAQs) on the health insurance marketplaces under the Patient Protection and Affordable Care Act (ACA). These FAQs address a variety of issues relating to marketplaces (also known as exchanges in ACA), including the oversight of premium stabilization programs, advance [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/faqs-from-cms-address-health-insurance-marketplace-issues/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>General release of claims does not bar unaccrued ERISA whipsaw calculation claims</title>
		<link>http://news.wolterskluwerlb.com/news/general-release-of-claims-does-not-bar-unaccrued-erisa-whipsaw-calculation-claims/</link>
		<comments>http://news.wolterskluwerlb.com/news/general-release-of-claims-does-not-bar-unaccrued-erisa-whipsaw-calculation-claims/#comments</comments>
		<pubDate>Thu, 23 May 2013 14:42:50 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10097</guid>
		<description><![CDATA[A class action suit regarding a pension plan’s failure to utilize a &#8220;whipsaw&#8221; formula properly was not barred by the employees’ agreement to a general release of claims in exchange for severance, the U.S. Court of Appeals in Cincinnati (CA-6) has held. The whipsaw claims had not accrued at the time of the execution of [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/general-release-of-claims-does-not-bar-unaccrued-erisa-whipsaw-calculation-claims/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRS Issues Rules Relating To Computation Of Medical Loss Ratio</title>
		<link>http://news.wolterskluwerlb.com/news/irs-issues-rules-relating-to-computation-of-medical-loss-ratio/</link>
		<comments>http://news.wolterskluwerlb.com/news/irs-issues-rules-relating-to-computation-of-medical-loss-ratio/#comments</comments>
		<pubDate>Wed, 22 May 2013 15:12:05 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10093</guid>
		<description><![CDATA[The Internal Revenue Service has issued proposed regulations that provide guidance to Blue Cross and Blue Shield organizations, and certain other health care organizations, on computing and applying the medical loss ratio (MLR) added to the tax code by the Patient Protection and Affordable Care Act (ACA). The regulations are proposed to apply to tax [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/irs-issues-rules-relating-to-computation-of-medical-loss-ratio/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EBSA issues advance notice of proposed regs on reporting of lifetime income streams</title>
		<link>http://news.wolterskluwerlb.com/news/ebsa-issues-advance-notice-of-proposed-regs-on-reporting-of-lifetime-income-streams/</link>
		<comments>http://news.wolterskluwerlb.com/news/ebsa-issues-advance-notice-of-proposed-regs-on-reporting-of-lifetime-income-streams/#comments</comments>
		<pubDate>Wed, 22 May 2013 15:08:51 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10089</guid>
		<description><![CDATA[The Labor Department’s Employee Benefits Security Administration (EBSA) has issued an advance notice of proposed rulemaking describing guidance under consideration that would require the accrued benefits in a participant’s defined contribution plan (e.g., a 401(k) or 403(b) plan) to be expressed on the pension benefit statement as an estimated lifetime stream of benefits in addition [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/ebsa-issues-advance-notice-of-proposed-regs-on-reporting-of-lifetime-income-streams/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>In 2014, States With Federally-Facilitated Exchanges Can Not Run State-Based SHOP Exchanges</title>
		<link>http://news.wolterskluwerlb.com/news/in-2014-states-with-federally-facilitated-exchanges-can-not-run-state-based-shop-exchanges/</link>
		<comments>http://news.wolterskluwerlb.com/news/in-2014-states-with-federally-facilitated-exchanges-can-not-run-state-based-shop-exchanges/#comments</comments>
		<pubDate>Tue, 21 May 2013 21:02:15 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10085</guid>
		<description><![CDATA[The Centers for Medicare and Medicaid Services (CMS) has released frequently-asked-questions (FAQs) on the small business health options program (SHOP) exchanges. The FAQs confirm that the CMS plans to propose regulations that would allow only states that have received conditional approval to operate a state-based individual exchange to also operate a state-based SHOP exchange in [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/in-2014-states-with-federally-facilitated-exchanges-can-not-run-state-based-shop-exchanges/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seventh Circuit applies Moench presumption at pleadings stage to dismiss stock drop case</title>
		<link>http://news.wolterskluwerlb.com/news/seventh-circuit-applies-moench-presumption-at-pleadings-stage-to-dismiss-stock-drop-case/</link>
		<comments>http://news.wolterskluwerlb.com/news/seventh-circuit-applies-moench-presumption-at-pleadings-stage-to-dismiss-stock-drop-case/#comments</comments>
		<pubDate>Tue, 21 May 2013 20:59:37 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10082</guid>
		<description><![CDATA[A claim against retirement plan fiduciaries alleging a violation of ERISA’s duty of prudence in connection with a drop in the value of employer stock may be dismissed at the pleading stage if the participant’s allegations are not enough to overcome the Moench presumption of prudence, the U.S. Court of Appeals in Chicago (CA-7) has [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/seventh-circuit-applies-moench-presumption-at-pleadings-stage-to-dismiss-stock-drop-case/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pension &amp; Benefits NetNews &#8211; May 21, 2013</title>
		<link>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-21-2013/</link>
		<comments>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-21-2013/#comments</comments>
		<pubDate>Tue, 21 May 2013 15:04:06 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension & Benefits NetNews]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10073</guid>
		<description><![CDATA[NetNews Subscription Want to receive these Newsletters via E-mail? Sign Up / Unsubscribe hr.cch.com Resources Online Store Customer Service Home Page Products &#38; Training News &#38; Information About Links in this Newsletter To access the IntelliConnect™ full text documents you must be a subscriber to the Pension Plan Guide or Employment Benefits Management. Links within [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-21-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EBSA Issues Guidance On Notices For Health Care Coverage Options And COBRA Elections</title>
		<link>http://news.wolterskluwerlb.com/news/ebsa-issues-guidance-on-notices-for-health-care-coverage-options-and-cobra-elections/</link>
		<comments>http://news.wolterskluwerlb.com/news/ebsa-issues-guidance-on-notices-for-health-care-coverage-options-and-cobra-elections/#comments</comments>
		<pubDate>Mon, 20 May 2013 14:46:56 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10068</guid>
		<description><![CDATA[The Employee Benefits Security Administration (EBSA) has issued Technical Release 2013-02, pending future issuance of regulations or other guidance, on a requirement under Sec. 1512 of the Patient Protection and Affordable Care Act (ACA) that notice be given to employees regarding coverage options available through the new state health care exchanges, also known as the [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/ebsa-issues-guidance-on-notices-for-health-care-coverage-options-and-cobra-elections/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Selection of mutual funds and share class did not transform provider of annuities into functional fiduciary</title>
		<link>http://news.wolterskluwerlb.com/news/selection-of-mutual-funds-and-share-class-did-not-transform-provider-of-annuities-into-functional-fiduciary/</link>
		<comments>http://news.wolterskluwerlb.com/news/selection-of-mutual-funds-and-share-class-did-not-transform-provider-of-annuities-into-functional-fiduciary/#comments</comments>
		<pubDate>Mon, 20 May 2013 14:38:18 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10065</guid>
		<description><![CDATA[A life insurance company that provided investment services to a 401(k) plan was not acting as a plan fiduciary when it entered into revenue sharing arrangements with mutual funds it selected as plan investment options, the U.S. Court of Appeals in Chicago (CA-7) has ruled. The court affirmed its position that the mere act of [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/selection-of-mutual-funds-and-share-class-did-not-transform-provider-of-annuities-into-functional-fiduciary/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Spencer &amp; Benefits NetNews &#8211; May 17, 2013</title>
		<link>http://news.wolterskluwerlb.com/news/spencer-benefits-netnews-may-17-2013/</link>
		<comments>http://news.wolterskluwerlb.com/news/spencer-benefits-netnews-may-17-2013/#comments</comments>
		<pubDate>Fri, 17 May 2013 16:49:47 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Spencer's Benefits Reports NetNews]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10054</guid>
		<description><![CDATA[  About this Newsletter The Spencer’s Benefits Reports is a summary of the week&#8217;s news items posted in the WHAT&#8217;S NEW pages of Spencer’s Benefits Reports Online. For questions regarding this email service, contact Customer Service at (800)449-9525. NetNews Subscription Want to receive these Newsletters via E-mail? Sign Up / Unsubscribe hr.cch.com Resources Online Store [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/spencer-benefits-netnews-may-17-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Colorado Expands FMLA Leave To Cover Civil Unions, Domestic Partners</title>
		<link>http://news.wolterskluwerlb.com/news/colorado-expands-fmla-leave-to-cover-civil-unions-domestic-partners/</link>
		<comments>http://news.wolterskluwerlb.com/news/colorado-expands-fmla-leave-to-cover-civil-unions-domestic-partners/#comments</comments>
		<pubDate>Fri, 17 May 2013 13:49:49 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10051</guid>
		<description><![CDATA[Under a law signed by Colorado Gov. John Hickenlooper on May 3, the state has expanded the circle of family members for whom Colorado employees are entitled to take leave from work under the federal FMLA. The law will be effective following 90 days after the general assembly adjourns (which would be Aug. 7, 2013, [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/colorado-expands-fmla-leave-to-cover-civil-unions-domestic-partners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRS posts VCP submission kit for plans that missed 4/30/12 deadline to adopt pre-approved DB plan</title>
		<link>http://news.wolterskluwerlb.com/news/irs-posts-vcp-submission-kit-for-plans-that-missed-43012-deadline-to-adopt-pre-approved-db-plan/</link>
		<comments>http://news.wolterskluwerlb.com/news/irs-posts-vcp-submission-kit-for-plans-that-missed-43012-deadline-to-adopt-pre-approved-db-plan/#comments</comments>
		<pubDate>Fri, 17 May 2013 13:46:23 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10048</guid>
		<description><![CDATA[The IRS has posted to its website a Voluntary Corrections Program (VCP) submission kit for plan sponsors who missed the April 30, 2012 deadline to adopt a pre-approved defined benefit plan. The kit guides sponsors through the steps in filing a submission for a VCP compliance statement and includes instructions and a sample submission correctly [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/irs-posts-vcp-submission-kit-for-plans-that-missed-43012-deadline-to-adopt-pre-approved-db-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lower Health Spending Growth Is Due To Structural Health Changes</title>
		<link>http://news.wolterskluwerlb.com/news/lower-health-spending-growth-is-due-to-structural-health-changes/</link>
		<comments>http://news.wolterskluwerlb.com/news/lower-health-spending-growth-is-due-to-structural-health-changes/#comments</comments>
		<pubDate>Thu, 16 May 2013 14:38:03 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10044</guid>
		<description><![CDATA[The slowdown in U.S. health spending growth rates may be due to structural changes in the health care system and not due to the economy, according to two new studies published recently in Health Affairs. Thus, the studies assert that the slowdown could continue even after the economy picks up. From 2009 to 2011, per [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/lower-health-spending-growth-is-due-to-structural-health-changes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Government plans can’t rely on determination letters for issues involving pickup plans, excess benefit arrangements</title>
		<link>http://news.wolterskluwerlb.com/news/government-plans-cant-rely-on-determination-letters-for-issues-involving-pickup-plans-excess-benefit-arrangements/</link>
		<comments>http://news.wolterskluwerlb.com/news/government-plans-cant-rely-on-determination-letters-for-issues-involving-pickup-plans-excess-benefit-arrangements/#comments</comments>
		<pubDate>Thu, 16 May 2013 14:33:55 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10041</guid>
		<description><![CDATA[Governmental plan sponsors who apply for determination letters cannot rely on a favorable letter for whether: (1) contributions made to the plan are the employer’s &#8220;pick-up contributions,&#8221; or (2) the plan has a qualified governmental excess benefit arrangement, according to the IRS. However, sponsors may apply for a private letter ruling from the IRS for [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/government-plans-cant-rely-on-determination-letters-for-issues-involving-pickup-plans-excess-benefit-arrangements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Employer-Sponsored Retirement System Plays “Critical Role”</title>
		<link>http://news.wolterskluwerlb.com/news/employer-sponsored-retirement-system-plays-critical-role-2/</link>
		<comments>http://news.wolterskluwerlb.com/news/employer-sponsored-retirement-system-plays-critical-role-2/#comments</comments>
		<pubDate>Wed, 15 May 2013 14:41:54 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10034</guid>
		<description><![CDATA[The employer-sponsored retirement system plays a critical role in helping American workers adequately save for retirement and offers numerous benefits not otherwise available to them, according to Aon Hewitt. Aon says that recent research shows that employees who participate in their company’s retirement savings plan are significantly more prepared than those who do not. Employees [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/employer-sponsored-retirement-system-plays-critical-role-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Employer-Sponsored Retirement System Plays “Critical Role”</title>
		<link>http://news.wolterskluwerlb.com/news/employer-sponsored-retirement-system-plays-critical-role/</link>
		<comments>http://news.wolterskluwerlb.com/news/employer-sponsored-retirement-system-plays-critical-role/#comments</comments>
		<pubDate>Wed, 15 May 2013 14:39:10 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[pension]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10030</guid>
		<description><![CDATA[The employer-sponsored retirement system plays a critical role in helping American workers adequately save for retirement and offers numerous benefits not otherwise available to them, according to Aon Hewitt. Aon says that recent research shows that employees who participate in their company’s retirement savings plan are significantly more prepared than those who do not. Employees [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/employer-sponsored-retirement-system-plays-critical-role/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Corporate pension plan funding levels fell again in 2012, Towers Watson finds</title>
		<link>http://news.wolterskluwerlb.com/news/corporate-pension-plan-funding-levels-fell-again-in-2012-towers-watson-finds/</link>
		<comments>http://news.wolterskluwerlb.com/news/corporate-pension-plan-funding-levels-fell-again-in-2012-towers-watson-finds/#comments</comments>
		<pubDate>Wed, 15 May 2013 14:30:50 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10025</guid>
		<description><![CDATA[Despite sizable employer contributions and strong investment returns, the funded status of the 100 largest pension sponsors among U.S. publicly traded organizations fell for the second consecutive year in 2012, according to new analysis by Towers Watson. Continued falling interest rates was the primary reason for the drop in funded status, Towers Watson found. Liabilities [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pension &amp; Benefits NetNews &#8211; May 14, 2013</title>
		<link>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-14-2013/</link>
		<comments>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-14-2013/#comments</comments>
		<pubDate>Tue, 14 May 2013 21:21:51 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension & Benefits NetNews]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10021</guid>
		<description><![CDATA[  NetNews Subscription Want to receive these Newsletters via E-mail? Sign Up / Unsubscribe hr.cch.com Resources Online Store Customer Service Home Page Products &#38; Training News &#38; Information About Links in this Newsletter To access the IntelliConnect™ full text documents you must be a subscriber to the Pension Plan Guide or Employment Benefits Management. Links [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-14-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Employees Are Not Ready For CDHPs: Survey</title>
		<link>http://news.wolterskluwerlb.com/news/employees-are-not-ready-for-cdhps-survey/</link>
		<comments>http://news.wolterskluwerlb.com/news/employees-are-not-ready-for-cdhps-survey/#comments</comments>
		<pubDate>Tue, 14 May 2013 14:26:30 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10018</guid>
		<description><![CDATA[Nearly three-quarters (72 percent) of the American workforce has not heard of the phrase “consumer-driven health care,” according to recent research from Aflac. The survey, 2013 Aflace WorkForces Report (AWR), noted that employees are not prepared to take greater control, handle rising costs, and make decisions regarding their health care. The survey also found: • [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/employees-are-not-ready-for-cdhps-survey/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Structural reforms needed to stabilize multiemployer system, GAO says</title>
		<link>http://news.wolterskluwerlb.com/news/structural-reforms-needed-to-stabilize-multiemployer-system-gao-says/</link>
		<comments>http://news.wolterskluwerlb.com/news/structural-reforms-needed-to-stabilize-multiemployer-system-gao-says/#comments</comments>
		<pubDate>Tue, 14 May 2013 14:15:01 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10015</guid>
		<description><![CDATA[Congress should consider comprehensive and balanced structural reforms to reinforce and stabilize the multiemployer plan system, the GAO recommended in a recent report. The report noted that in recent years, as a result of market declines, withdrawing employers, and demographic challenges, many multiemployer plans have had large funding shortfalls and face an uncertain future. The [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/structural-reforms-needed-to-stabilize-multiemployer-system-gao-says/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRS Issues 2014 Inflation-Adjusted Amounts For HSAs</title>
		<link>http://news.wolterskluwerlb.com/news/irs-issues-2014-inflation-adjusted-amounts-for-hsas/</link>
		<comments>http://news.wolterskluwerlb.com/news/irs-issues-2014-inflation-adjusted-amounts-for-hsas/#comments</comments>
		<pubDate>Mon, 13 May 2013 16:06:22 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10011</guid>
		<description><![CDATA[The Internal Revenue Service has issued inflation adjusted amounts under Code Sec. 223 for health savings accounts (HSAs) for 2014. For calendar year 2014, the annual limitation on deductions under Code Sec. 223(b)(2)(A) for an individual with self-only coverage under a high deductible health plan is $3,300. For calendar year 2014, the limitation on deductions [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/irs-issues-2014-inflation-adjusted-amounts-for-hsas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>401(k) participants using in-plan advice have more positive retirement outlook: Mercer</title>
		<link>http://news.wolterskluwerlb.com/news/401k-participants-using-in-plan-advice-have-more-positive-retirement-outlook-mercer/</link>
		<comments>http://news.wolterskluwerlb.com/news/401k-participants-using-in-plan-advice-have-more-positive-retirement-outlook-mercer/#comments</comments>
		<pubDate>Mon, 13 May 2013 16:03:44 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10008</guid>
		<description><![CDATA[Employees who say they use advisory services offered to them in their 401(k) plans have a distinctly more positive outlook about their future retirement versus those who do not, according to an analysis of data from the recent Mercer Workplace Survey. The survey represents a national cross-section of active 401(k) participants, defined as those currently [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/401k-participants-using-in-plan-advice-have-more-positive-retirement-outlook-mercer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Spencer Benefits NetNew &#8211; May 10, 2013</title>
		<link>http://news.wolterskluwerlb.com/news/spencer-benefits-netnew-may-10-2013/</link>
		<comments>http://news.wolterskluwerlb.com/news/spencer-benefits-netnew-may-10-2013/#comments</comments>
		<pubDate>Fri, 10 May 2013 17:02:43 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Spencer's Benefits Reports NetNews]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=10003</guid>
		<description><![CDATA[  About this Newsletter The Spencer’s Benefits Reports is a summary of the week&#8217;s news items posted in the WHAT&#8217;S NEW pages of Spencer’s Benefits Reports Online. For questions regarding this email service, contact Customer Service at (800)449-9525. NetNews Subscription Want to receive these Newsletters via E-mail? Sign Up / Unsubscribe hr.cch.com Resources Online Store [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/spencer-benefits-netnew-may-10-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CDHP Enrollees Less Likely To Be Young: EBRI</title>
		<link>http://news.wolterskluwerlb.com/news/cdhp-enrollees-less-likely-to-be-young-ebri/</link>
		<comments>http://news.wolterskluwerlb.com/news/cdhp-enrollees-less-likely-to-be-young-ebri/#comments</comments>
		<pubDate>Fri, 10 May 2013 15:45:06 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9991</guid>
		<description><![CDATA[New research from the nonpartisan Employee Benefit Research Institute (EBRI) contradicts the common assumption that consumer-driven health plan (CDHP) enrollees are more likely than those with traditional coverage to be young, because they use less health care, on average. EBRI’s analysis of CDHPs over the past seven years finds that in most years, CDHP enrollees [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/cdhp-enrollees-less-likely-to-be-young-ebri/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ERISA Advisory Council to meet June 4-6, 2013</title>
		<link>http://news.wolterskluwerlb.com/news/erisa-advisory-council-to-meet-june-4-6-2013/</link>
		<comments>http://news.wolterskluwerlb.com/news/erisa-advisory-council-to-meet-june-4-6-2013/#comments</comments>
		<pubDate>Fri, 10 May 2013 15:41:14 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9988</guid>
		<description><![CDATA[The 166th open meeting of the Advisory Council on Employee Welfare and Pension Benefit Plans (also known as the ERISA Advisory Council) will be held June 4-6, 2013. The meeting will take place at the U.S. Department of Labor, 200 Constitution Avenue NW., Washington, DC 20210. On June 4, the meeting will take place in [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/erisa-advisory-council-to-meet-june-4-6-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Speakers From Different Groups Strongly Disagree On Employer Mandate Regulations</title>
		<link>http://news.wolterskluwerlb.com/news/speakers-from-different-groups-strongly-disagree-on-employer-mandate-regulations/</link>
		<comments>http://news.wolterskluwerlb.com/news/speakers-from-different-groups-strongly-disagree-on-employer-mandate-regulations/#comments</comments>
		<pubDate>Thu, 09 May 2013 13:56:26 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9983</guid>
		<description><![CDATA[Representatives of 20 organizations at an April 23 IRS hearing expressed divergent views on the proposed employer mandate regulations under the Patient Protection and Affordable Care Act (ACA). The regulations are proposed to implement provisions that require employers to provide adequate health insurance to full-time employees or pay an assessable payment, known as the employer [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/speakers-from-different-groups-strongly-disagree-on-employer-mandate-regulations/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Grant of security interest in IRA to broker/dealer not PT: lien inapplicable if in conflict with ERISA or Code</title>
		<link>http://news.wolterskluwerlb.com/news/grant-of-security-interest-in-ira-to-brokerdealer-not-pt-lien-inapplicable-if-in-conflict-with-erisa-or-code/</link>
		<comments>http://news.wolterskluwerlb.com/news/grant-of-security-interest-in-ira-to-brokerdealer-not-pt-lien-inapplicable-if-in-conflict-with-erisa-or-code/#comments</comments>
		<pubDate>Thu, 09 May 2013 13:45:02 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9980</guid>
		<description><![CDATA[A grant of a security interest in the assets of an IRA by a debtor to the broker/dealer acting as IRA custodian was not a prohibited transaction under Code Sec. 4975(c)(1)(B) because it secured no actual lending obligation and by its terms was not applicable in the event of any conflict with ERISA or the [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/grant-of-security-interest-in-ira-to-brokerdealer-not-pt-lien-inapplicable-if-in-conflict-with-erisa-or-code/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rate For Young Adult Health Care Coverage Improves While Others Decline: Commonwealth Fund</title>
		<link>http://news.wolterskluwerlb.com/news/rate-for-young-adult-health-care-coverage-improves-while-others-decline-commonwealth-fund/</link>
		<comments>http://news.wolterskluwerlb.com/news/rate-for-young-adult-health-care-coverage-improves-while-others-decline-commonwealth-fund/#comments</comments>
		<pubDate>Wed, 08 May 2013 14:58:03 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9976</guid>
		<description><![CDATA[Eighty-four million people―nearly half of all working-age U.S. adults―went without health insurance for a time last year or had out-of-pocket costs that were so high relative to their income they were considered underinsured, according to the Commonwealth Fund 2012 Biennial Health Insurance Survey. The report, Insuring the Future: Current Trends in Health Coverage and the [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/rate-for-young-adult-health-care-coverage-improves-while-others-decline-commonwealth-fund/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Waiver of 60-day rollover requirement granted to taxpayer who was not provided written notice of rollover requirements</title>
		<link>http://news.wolterskluwerlb.com/news/waiver-of-60-day-rollover-requirement-granted-to-taxpayer-who-was-not-provided-written-notice-of-rollover-requirements/</link>
		<comments>http://news.wolterskluwerlb.com/news/waiver-of-60-day-rollover-requirement-granted-to-taxpayer-who-was-not-provided-written-notice-of-rollover-requirements/#comments</comments>
		<pubDate>Wed, 08 May 2013 14:43:11 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9972</guid>
		<description><![CDATA[The IRS has granted a request for a waiver of the 60-day rollover requirement contained in Code Sec. 402(c)(3) where a taxpayer did not make the rollover to an individual retirement account (IRA) within the required time period because of the failure of a defined benefit plan to provide notice as required by Code Sec. [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/waiver-of-60-day-rollover-requirement-granted-to-taxpayer-who-was-not-provided-written-notice-of-rollover-requirements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pension &amp; Benefits NetNews &#8211; May 7, 2013</title>
		<link>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-7-2013/</link>
		<comments>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-7-2013/#comments</comments>
		<pubDate>Tue, 07 May 2013 16:24:29 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension & Benefits NetNews]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9968</guid>
		<description><![CDATA[  NetNews Subscription Want to receive these Newsletters via E-mail? Sign Up / Unsubscribe hr.cch.com Resources Online Store Customer Service Home Page Products &#38; Training News &#38; Information About Links in this Newsletter To access the IntelliConnect™ full text documents you must be a subscriber to the Pension Plan Guide or Employment Benefits Management. Links [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-7-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Regulations Will Not Be Issued On ACA’s Provider Nondiscrimination, Clinical Trials Provisions: EBSA</title>
		<link>http://news.wolterskluwerlb.com/news/regulations-will-not-be-issued-on-acas-provider-nondiscrimination-clinical-trials-provisions-ebsa/</link>
		<comments>http://news.wolterskluwerlb.com/news/regulations-will-not-be-issued-on-acas-provider-nondiscrimination-clinical-trials-provisions-ebsa/#comments</comments>
		<pubDate>Tue, 07 May 2013 15:01:58 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9963</guid>
		<description><![CDATA[The Employee Benefits Security Administration (EBSA) (in conjunction with the Departments of Health and Human Services (HHS) and the Treasury) (Departments) has issued Affordable Care Act Implementation FAQs Part XV. This set of frequently asked questions (FAQs) address the Patient Protection and Affordable Care Act’s (ACA) provisions regarding the annual limit waiver, provider nondiscrimination, coverage [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/regulations-will-not-be-issued-on-acas-provider-nondiscrimination-clinical-trials-provisions-ebsa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRS provides anti-cutback relief for certain ESOP amendments</title>
		<link>http://news.wolterskluwerlb.com/news/irs-provides-anti-cutback-relief-for-certain-esop-amendments/</link>
		<comments>http://news.wolterskluwerlb.com/news/irs-provides-anti-cutback-relief-for-certain-esop-amendments/#comments</comments>
		<pubDate>Tue, 07 May 2013 14:55:50 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9960</guid>
		<description><![CDATA[The IRS has issued a notice providing relief from the anti-cutback requirements of Code Sec. 411(d)(6) for plan amendments that eliminate a distribution option from an ESOP that becomes subject to the diversification requirements of Code Sec. 401(a)(35), which apply to certain defined contribution plans that hold (or are treated as holding) publicly traded employer [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/irs-provides-anti-cutback-relief-for-certain-esop-amendments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRS Proposes Regulations On Minimum Value Of Employer-Sponsored Health Plans</title>
		<link>http://news.wolterskluwerlb.com/news/irs-proposes-regulations-on-minimum-value-of-employer-sponsored-health-plans/</link>
		<comments>http://news.wolterskluwerlb.com/news/irs-proposes-regulations-on-minimum-value-of-employer-sponsored-health-plans/#comments</comments>
		<pubDate>Mon, 06 May 2013 13:33:32 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9955</guid>
		<description><![CDATA[The Internal Revenue Service has issued proposed regulations on determining whether health coverage under an eligible employer-sponsored plan provides a minimum value (MV), as required under the Patient Protection and Affordable Care Act (ACA). The proposed regulations also explain how health reimbursement arrangements (HRA) and wellness incentives will be counted in determining if a plan [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/irs-proposes-regulations-on-minimum-value-of-employer-sponsored-health-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Use of online calculators and financial advisors boost retirement confidence, EBRI finds</title>
		<link>http://news.wolterskluwerlb.com/news/use-of-online-calculators-and-financial-advisors-boost-retirement-confidence-ebri-finds/</link>
		<comments>http://news.wolterskluwerlb.com/news/use-of-online-calculators-and-financial-advisors-boost-retirement-confidence-ebri-finds/#comments</comments>
		<pubDate>Mon, 06 May 2013 13:16:35 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9950</guid>
		<description><![CDATA[The use of online calculators and retirement advisors are justifiably linked to higher levels of retirement confidence, according to research from the Employee Benefit Research Institute (EBRI). The EBRI report uses new data from the recently released 2013 Retirement Confidence Survey (RCS), analyzed using a modified version of the EBRI Retirement Security Projection Model® (RSPM). [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/use-of-online-calculators-and-financial-advisors-boost-retirement-confidence-ebri-finds/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pension &amp; Benefits NetNews &#8211; May 3, 2013</title>
		<link>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-3-2013/</link>
		<comments>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-3-2013/#comments</comments>
		<pubDate>Fri, 03 May 2013 18:54:18 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension & Benefits NetNews]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9944</guid>
		<description><![CDATA[  About this Newsletter The Spencer’s Benefits Reports is a summary of the week&#8217;s news items posted in the WHAT&#8217;S NEW pages of Spencer’s Benefits Reports Online. For questions regarding this email service, contact Customer Service at (800)449-9525. NetNews Subscription Want to receive these Newsletters via E-mail? Sign Up / Unsubscribe hr.cch.com Resources Online Store [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-may-3-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Senator Introduces Bill To Modify ACA’s Definition Of Full-Time Employee</title>
		<link>http://news.wolterskluwerlb.com/news/senator-introduces-bill-to-modify-acas-definition-of-full-time-employee/</link>
		<comments>http://news.wolterskluwerlb.com/news/senator-introduces-bill-to-modify-acas-definition-of-full-time-employee/#comments</comments>
		<pubDate>Fri, 03 May 2013 13:03:21 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9941</guid>
		<description><![CDATA[Sen. Susan Collins (R-ME) has introduced a bill to modify the definition of full-time employee for purposes of the Patient Protection and Affordable Care Act (ACA). Collins introduced S. 701 on April 10. “I am offering legislation correcting Obamacare’s definition of a ‘full-time’ employee to allow employees to work 40 hours a week without triggering [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/senator-introduces-bill-to-modify-acas-definition-of-full-time-employee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Majority Of Employers Have “Wait And See” Approach With Exchanges</title>
		<link>http://news.wolterskluwerlb.com/news/majority-of-employers-have-wait-and-see-approach-with-exchanges/</link>
		<comments>http://news.wolterskluwerlb.com/news/majority-of-employers-have-wait-and-see-approach-with-exchanges/#comments</comments>
		<pubDate>Thu, 02 May 2013 14:26:49 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9916</guid>
		<description><![CDATA[The majority of employers (82 percent) remain uncertain about health insurance exchanges, and plan to wait at least one to three years before potentially joining one, according to recent research from benefits consulting firm The Chelko Consulting Group. Health insurance exchanges were created under the Patient Protection and Affordable Care Act (ACA), and are scheduled [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/majority-of-employers-have-wait-and-see-approach-with-exchanges/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRS and DOL should take steps to improve rollover process for 401(k) participants, GAO advises</title>
		<link>http://news.wolterskluwerlb.com/news/irs-and-dol-should-take-steps-to-improve-rollover-process-for-401k-participants-gao-advises/</link>
		<comments>http://news.wolterskluwerlb.com/news/irs-and-dol-should-take-steps-to-improve-rollover-process-for-401k-participants-gao-advises/#comments</comments>
		<pubDate>Thu, 02 May 2013 14:21:24 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9913</guid>
		<description><![CDATA[In a recent report, the Government Accountability Office (GAO) has recommended that the IRS and Labor Department take steps to reduce obstacles and disincentives to plan-to-plan rollovers, such as reducing the waiting period to make rollovers into a 401(k) plan and improving the asset verification process. According to the GAO, such actions could help make [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/irs-and-dol-should-take-steps-to-improve-rollover-process-for-401k-participants-gao-advises/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurers Spent Less Than 1 Percent of Premium Dollars on Health Care Quality Improvement In 2011</title>
		<link>http://news.wolterskluwerlb.com/news/insurers-spent-less-than-1-percent-of-premium-dollars-on-health-care-quality-improvement-in-2011/</link>
		<comments>http://news.wolterskluwerlb.com/news/insurers-spent-less-than-1-percent-of-premium-dollars-on-health-care-quality-improvement-in-2011/#comments</comments>
		<pubDate>Wed, 01 May 2013 14:54:20 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9909</guid>
		<description><![CDATA[Health insurance companies reported spending an average of less than 1 percent of the premiums they collected from policyholders in 2011 on activities directly supporting improvement of health care quality, according to a recent study from the Commonwealth Fund. The report, Insurers’ Medical Loss Ratios and Quality Improvement Spending in 2011, found that insurers spent [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/insurers-spent-less-than-1-percent-of-premium-dollars-on-health-care-quality-improvement-in-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Exhaustion of plan remedies not required if participant “reasonably” believes no remedy exists</title>
		<link>http://news.wolterskluwerlb.com/news/exhaustion-of-plan-remedies-not-required-if-participant-reasonably-believes-no-remedy-exists/</link>
		<comments>http://news.wolterskluwerlb.com/news/exhaustion-of-plan-remedies-not-required-if-participant-reasonably-believes-no-remedy-exists/#comments</comments>
		<pubDate>Wed, 01 May 2013 14:49:58 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9906</guid>
		<description><![CDATA[A pension plan participant who sought a calculation of her future benefits under the plan was not required to exhaust remedies under the plan, given her &#8220;reasonable&#8221; belief that such remedies did not exist, the U.S. Court of Appeals in New York City (CA-2) has held. Plan merger A pension plan was sponsored by one [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/exhaustion-of-plan-remedies-not-required-if-participant-reasonably-believes-no-remedy-exists/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pension &amp; Benefits NetNews &#8211; April 30, 2013</title>
		<link>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-april-30-2013/</link>
		<comments>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-april-30-2013/#comments</comments>
		<pubDate>Tue, 30 Apr 2013 16:44:47 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension & Benefits NetNews]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9895</guid>
		<description><![CDATA[  NetNews Subscription Want to receive these Newsletters via E-mail? Sign Up / Unsubscribe hr.cch.com Resources Online Store Customer Service Home Page Products &#38; Training News &#38; Information About Links in this Newsletter To access the IntelliConnect™ full text documents you must be a subscriber to the Pension Plan Guide or Employment Benefits Management. Links [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/pension-benefits-netnews-april-30-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CMS Sets Termination Dates For Processes Under ACA’s Early Retiree Reinsurance Program</title>
		<link>http://news.wolterskluwerlb.com/news/cms-sets-termination-dates-for-processes-under-acas-early-retiree-reinsurance-program/</link>
		<comments>http://news.wolterskluwerlb.com/news/cms-sets-termination-dates-for-processes-under-acas-early-retiree-reinsurance-program/#comments</comments>
		<pubDate>Tue, 30 Apr 2013 14:07:06 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9889</guid>
		<description><![CDATA[The Centers for Medicare and Medicaid Services (CMS) has issued a notice that sets forth termination dates for several processes under the Early Retiree Reinsurance Program (ERRP) in preparation for the Jan. 1, 2014, program sunset date. The notice was published in the April 23 Federal Register. The Patient Protection and Affordable Care Act (ACA) [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/cms-sets-termination-dates-for-processes-under-acas-early-retiree-reinsurance-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Remand to plan required to determine participant’s access to SPD containing designation information</title>
		<link>http://news.wolterskluwerlb.com/news/remand-to-plan-required-to-determine-participants-access-to-spd-containing-designation-information/</link>
		<comments>http://news.wolterskluwerlb.com/news/remand-to-plan-required-to-determine-participants-access-to-spd-containing-designation-information/#comments</comments>
		<pubDate>Tue, 30 Apr 2013 14:00:42 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9886</guid>
		<description><![CDATA[A pension plan administration committee must reconsider its decision that, because the wrong designation form was used, a deceased participant’s putative beneficiary is not entitled to the participant’s vested benefit, the U.S. Court of Appeals in Cincinnati (CA-6) has ruled. On remand, the plan’s administrative committee must consider whether an SPD, which specifies the correct [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/remand-to-plan-required-to-determine-participants-access-to-spd-containing-designation-information/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EBSA’s Latest FAQs Include Guidance On SBCs</title>
		<link>http://news.wolterskluwerlb.com/news/ebsas-latest-faqs-include-guidance-on-sbcs/</link>
		<comments>http://news.wolterskluwerlb.com/news/ebsas-latest-faqs-include-guidance-on-sbcs/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 14:47:49 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9882</guid>
		<description><![CDATA[The Employee Benefits Security Administration (EBSA) has issued frequently asked questions (FAQs) that focus on requirements for summaries of benefits and coverage (SBCs), and include information on templates and sample language. The EBSA has provided an updated SBC template and an updated sample completed SBC at http://cciio.cms.gov and http://www.dol.gov/ebsa/healthreform. The templates are to be used [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/ebsas-latest-faqs-include-guidance-on-sbcs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Administration renews proposal to allow PBGC to set risk-adjusted premiums</title>
		<link>http://news.wolterskluwerlb.com/news/administration-renews-proposal-to-allow-pbgc-to-set-risk-adjusted-premiums/</link>
		<comments>http://news.wolterskluwerlb.com/news/administration-renews-proposal-to-allow-pbgc-to-set-risk-adjusted-premiums/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 14:25:43 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9879</guid>
		<description><![CDATA[President Obama&#8217;s fiscal year 2014 budget request proposes to give the Pension Benefit Guaranty Corporation (PBGC) Board the authority to set risk-adjusted premiums. The proposal was originally contained in the FY 2012 budget request. Changes would be phased in Under the budget proposal, the PBGC Board, which consists of the Secretaries of Labor, Commerce, and [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/administration-renews-proposal-to-allow-pbgc-to-set-risk-adjusted-premiums/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Spencer Benefits Reports &#8211; April 26, 2013</title>
		<link>http://news.wolterskluwerlb.com/news/spencer-benefits-reports-april-26-2013/</link>
		<comments>http://news.wolterskluwerlb.com/news/spencer-benefits-reports-april-26-2013/#comments</comments>
		<pubDate>Fri, 26 Apr 2013 19:22:31 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Spencer's Benefits Reports NetNews]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9875</guid>
		<description><![CDATA[  About this Newsletter The Spencer’s Benefits Reports is a summary of the week&#8217;s news items posted in the WHAT&#8217;S NEW pages of Spencer’s Benefits Reports Online. For questions regarding this email service, contact Customer Service at (800)449-9525. NetNews Subscription Want to receive these Newsletters via E-mail? Sign Up / Unsubscribe hr.cch.com Resources Online Store [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/spencer-benefits-reports-april-26-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Health Insurers Anticipate Increase In Self-Funding By U.S. Employers</title>
		<link>http://news.wolterskluwerlb.com/news/health-insurers-anticipate-increase-in-self-funding-by-u-s-employers/</link>
		<comments>http://news.wolterskluwerlb.com/news/health-insurers-anticipate-increase-in-self-funding-by-u-s-employers/#comments</comments>
		<pubDate>Fri, 26 Apr 2013 13:59:56 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9871</guid>
		<description><![CDATA[Health insurance executives expect U.S. employers to increasingly self-fund their group health insurance plans as a result of the Patient Protection and Affordable Care Act (ACA), according to research from health care solutions provider Munich Health North America. Among those surveyed, 82 percent have experienced a growing level of interest among employers in self-funding their [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/health-insurers-anticipate-increase-in-self-funding-by-u-s-employers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Templeman discusses audit results of potentially frozen money purchase plans</title>
		<link>http://news.wolterskluwerlb.com/news/templeman-discusses-audit-results-of-potentially-frozen-money-purchase-plans/</link>
		<comments>http://news.wolterskluwerlb.com/news/templeman-discusses-audit-results-of-potentially-frozen-money-purchase-plans/#comments</comments>
		<pubDate>Fri, 26 Apr 2013 13:56:27 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9868</guid>
		<description><![CDATA[In the latest issue of Retirement News for Employers, Monika Templeman, Director of Employee Plans (EP), provides results of IRS audits of potentially frozen money purchase plans. The results come from the most recent Learn, Educate, Self-Correct, Enforce (LESE) audit. Such audits are small, quick projects involving Form 5500 returns with pre-identified issues. &#8220;Our project [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/templeman-discusses-audit-results-of-potentially-frozen-money-purchase-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Supreme Court Grants Review Of Statute Of Limitations Issue In ERISA Disability Case</title>
		<link>http://news.wolterskluwerlb.com/news/supreme-court-grants-review-of-statute-of-limitations-issue-in-erisa-disability-case/</link>
		<comments>http://news.wolterskluwerlb.com/news/supreme-court-grants-review-of-statute-of-limitations-issue-in-erisa-disability-case/#comments</comments>
		<pubDate>Thu, 25 Apr 2013 16:25:46 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Benefits Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9856</guid>
		<description><![CDATA[The U.S. Supreme Court has granted review of the question of when a statute of limitations should accrue for judicial review of an ERISA disability adverse benefit determination. The Court declined to review two other questions presented in the case that involved notice of the time limits for judicial review of an adverse benefit determination [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/supreme-court-grants-review-of-statute-of-limitations-issue-in-erisa-disability-case/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>President&#8217;s FY 2014 budget proposal would impose cap on total accruals of tax-favored retirement benefits</title>
		<link>http://news.wolterskluwerlb.com/news/presidents-fy-2014-budget-proposal-would-impose-cap-on-total-accruals-of-tax-favored-retirement-benefits/</link>
		<comments>http://news.wolterskluwerlb.com/news/presidents-fy-2014-budget-proposal-would-impose-cap-on-total-accruals-of-tax-favored-retirement-benefits/#comments</comments>
		<pubDate>Thu, 25 Apr 2013 16:17:40 +0000</pubDate>
		<dc:creator>Wolters Kluwer Law &#38; Business</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement, Pension & Benefits]]></category>
		<category><![CDATA[Pension Daily News]]></category>

		<guid isPermaLink="false">http://news.wolterskluwerlb.com/?p=9853</guid>
		<description><![CDATA[President Obama&#8217;s fiscal year 2014 budget proposal would impose a limit on the total accrual of amounts in qualified plans and IRAs. CCH Note: The FY 2014 budget request, unveiled on April 10, 2013, also contains proposals to establish automatic IRAs and to increase the tax credit for small employer plan start-up costs, proposals similar [...]]]></description>
		<wfw:commentRss>http://news.wolterskluwerlb.com/news/presidents-fy-2014-budget-proposal-would-impose-cap-on-total-accruals-of-tax-favored-retirement-benefits/feed/</wfw:commentRss>
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