Number Of Self-Insured Group Plans Remained Stable from 2010 To 2011: DOL


The proportion of group health plans that self-insured or had a mixture of self-insurance and insurance, remained relatively stable from 2010 to 2011, according to a recent report from the Department of Labor (DOL). The fourth Annual Report to Congress on Self-Insured Group Health Plans found that 19,400 self-insured plans filed Form 5500s in 2011, only down 400 from the 19,800 that filed a Form 5500 in 2010. Self-insured plans covered approximately 31 million participants in 2011 and held assets totaling about $63 billion.

The Patient Protection and Affordable Care Act (ACA) requires the DOL to annually prepare and provide this report to Congress, which contains aggregate information on self-insured employee health plans and financial information on the employers sponsoring the plans. The report is based on plans’ Form 5500 filings.

According to the DOL, more than 48,000 health plans filed Form 5500s for the 2011 plan year. Generally, health benefit plans covering private-sector employees must file a Form 5500 if they cover 100 or more participants or hold assets in trust. Of the 48,200 plans that filed a Form 5500 for 2011, 19,400 were self-insured plans, 4,000 were from mixed-insured plans, and 24,700 were from fully-insured plans.

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