Spencer’s Benefits NetNews – August 9, 2019


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Featured This Week


New Reports





Large group insurers must cover medically necessary mammograms for women aged 35 to 39

New York Governor Andrew M. Cuomo has signed legislation further strengthening women’s health care protections. The bill (S.3852-A/A.5502-A) requires large group insurers to cover medically necessary mammograms for women aged 35 to 39. The legislation, known as “Shannon’s Law,” is named for Shannon Saturno of Babylon, Long Island, who was diagnosed with breast cancer at 28 years old and passed away at 31.

        (Read Cheetah) »

Percentage of private-sector companies offering at least one self-insured health plan falls after two decades of growth

The percentage of all private-sector establishments offering at least one self-insured health plan has recently fallen, according to a study from the Employee Benefit Research Institute (EBRI). But drilling deeper into the data, EBRI finds mixed results by company size.

        (Read Cheetah) »

DOL gives certain multiple employer plans transition relief from annual reporting civil penalties
The Department of Labor has issued guidance and temporary penalty relief for multiple employer plans (MEPs) subject to ERISA Title I that have not provided certain information required on their Forms 5500/5500-SF. The Employee Benefits Security Administration (EBSA) has found that a substantial number of MEP filers have not been in full compliance with their reporting obligation under ERISA Sec. 103(g) to provide complete and accurate lists of participating employers with their Forms 5500. The DOL is giving transition relief for MEPs that have failed to file a complete and accurate list of participating employers with their Forms 5500 for the 2017 plan year and before, provided certain conditions are met. The DOL notes that this guidance and relief relates solely to civil penalties for Form 5500 reporting obligations under Title I of ERISA.

        (Read Cheetah) »

DOL expands multiple-employer retirement plan access to small businesses

The Department of Labor has released a final rule, “Definition of ‘Employer’ Under Section 3(5) of ERISA—Association Retirement Plans and Other Multiple-Employer Plans,” that the agency says will expand access to affordable quality retirement saving options by “clarifying the circumstances” under which an employer group or association, or a professional employer organization (PEO), may sponsor a multiple employer workplace retirement plan under Title I of ERISA.

        (Read Cheetah) »

Offering the right mix of benefits is vital to improve retention

In today’s highly competitive job market, employers must go above and beyond to attract and retain employees, according to Clarity Benefit Solutions. It is vital to offer just the right mix of benefits—including health, mandatory, and voluntary—to encourage a high level of employee retention. It is important to reach out to employees to gauge what their wants and needs are and use that information to design an exemplary benefits program.

        (Read Cheetah) »